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Protect today for a better tomorrow


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Let’s partner for progress

We engineer new standards in risk management. Because we know that the best way to protect against loss is to prevent it. Through a unique mutual partnership, we work with you to stay ahead of risk. So, you can grow your business with confidence.

  • Large insurance capacity

    Find comfort in partnering with a strong and stable property insurer. You can depend on our capacity, which allows for 100% coverage enabled by our $25.8 billion surplus and AAA financial ratings.

  • Broad coverage

    We strive to offer the broadest coverage—from large and complex risks to the middle market. Consolidate your coverage through us so you can focus on what matters most.

Find comfort in partnering with a strong and stable property insurer

  • Colleagues looking at an iPad
    • Access industry-leading capacity up to US$2B.
    • Reduce gaps in coverage and manage fewer policies.
    • Leverage property insurance experience of nearly 200 years.
    • Rated A+, AA and A+ by AM Best, Fitch and S&P Global, respectively, with a Stable outlook from all ratings agencies.
    View our policies

A trusted property insurance partner

  • 67%
    Clients insured for 10+ years
  • 60k+
    Insured locations in over 145 countries
  • 100%
    Focus on commercial property protection

Expert engineering, claims response, and value building that puts your business first

  • Engineers

    Engineering expertise

    Through a relentless focus on data, research and engineering, we identify proven ways to minimize your loss and maximize your gain. Guided by these insights, our engineers help you prioritize your investment to deliver greater impact and efficiency—giving you the confidence to make smart business decisions.
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  • Engineers

    Rapid insurance claims response

    Our adjusters provide rapid response by arriving on-site within 24-48 hours, offering immediate access to capital with the authority to issue advance payments and maintain a presence throughout the restoration process to ensure swift recovery for your business.
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    Long-term partnerships

    We're in it for the long term, making it easier for you focus on your business. One of every four Fortune 500 companies chooses to partner with us. With our deep-rooted client and broker relationships, it's not surprising that we have retained 67% of our clients for more than 10 years.

Get in touch

Connect with us to learn how we can partner together.

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