反差婊

Our financials

A company built for volatility


Choose a partner in resilience that walks the talk. For nearly 200 years, we have offered stability and security, even through some of the most volatile economic ups and downs鈥攁nd we鈥檝e got the balance sheet and financial ratings from Fitch, A.M. Best and S&P Global to prove it.

This is just one of the reasons more than 90 percent of our policyholders stay with us year after year鈥攕ome for more than 100 years. This consistency is due, in no small part, to a unique client focus, a mutual ownership model, and a very rewarding potential membership credit program.

The bottom line is that we鈥檝e created a business model that means our financial success is your financial success. It鈥檚 not just a partnership. It鈥檚 a very beneficial one.

Industry Ratings:



Regulatory reporting and disclosures here.

  • data center

    We see what others don't.

    2024 Annual Report

    In addition to performance and financials, our 2024 Annual Report highlights several client and leadership stories that illustrate how we're not just a property insurer, but a proactive business ally in building resilience.

    Read about our shared success